All Foreclosures are sold subject to special conditions. The Sheriff's conditions are as follows:

1. Any person bidding upon the said premises shall be considered by the act of such bidding to have accepted these conditions of sale.

2. The highest bidder shall be the purchaser and immediately upon the property being struck off to him shall sign his name to these conditions; should he refuse to do so, the Sheriff may sign the same as his agent.

3. Twenty percent of the bid shall be paid by the purchaser in the form of a certified check, treasurer's check, or cash ($500 limit) as soon as the property is struck off to him..

4. In cases where no confirmation is required by law, the deed shall be delivered to the purchaser thirty days from the date of sale, at the sales office of the Sheriff in City Hall, Room 202, Camden, New Jersey. In cases where the sale is required by law to be confirmed by the Court, the deed shall be delivered to the purchaser thirty days from the date of sale.

5. The Sheriff is not required to send any notice to the purchaser.  If the deed is ready for delivery at such time and place and the purchaser neglects to attend and make settlement at said time and place, the Sheriff may, at his option, either charge legal interest on the whole amount of the bid until settlement is made, or treat such failure on part of the purchaser as a breach of these conditions of sale.

6. The purchaser shall be liable for payment of the purchase money, whether he attends and receives his deed at such time and place or not; in case he neglects to receive his deed and pay the balance of the purchase money as aforesaid the Sheriff will have the option of either readvertising the property and selling it again or of proceeding to compel the purchaser to complete his purchase. In the event of a resale, if property should produce a lesser sum than the former bid, interest and expenses, the purchaser will be held liable for the difference. If it should produce a larger sum than the former bid, interest and expenses, the purchaser shall not receiving any benefit thereby.

7. The bidding will be kept open after the property is struck off. In the event that the purchaser fails to comply with any of the above conditions of sale, the Sheriff, at his option, may again immediately put up the premises for sale, subject to these same conditions, and the original purchaser shall be held liable for any deficiency and shall not receive any benefits from any increased bid.

8. The reference to "he," "his" or "him," relating to the purchaser shall be held to apply to one or more individuals, male or female, or a corporation or corporations.

9. Sheriff's fee and commissions are taken from the struck off purchase price.

All Sheriff's Sales are sold subject to a first mortgage, if any, and any Municipal, State or Federal liens, if any.

The attorney representing the Plaintiff will have his own conditions of sale. He will read these conditions prior to his sale. If he would like to know ahead of time what the conditions are, he should contact the office.

We strongly urge anyone who is not familiar with Sheriff's Sale Procedures to seek legal advice and to have a Title Search run on the property BEFORE HE BIDS on any property. The Search will reveal if there are out standing liens, which the bidder would assume if he is the highest bidder.

Sheriff's Sales are held as an open auction. The Attorney for the Plaintiff will start the bidding at $100.00. The bidding will continue until the highest bid is reached, and the highest bidder will be the purchaser. The Plaintiff's attorney normally does not allow the bid to go for less than the Judgment amount due his client. He will bid until he has reached his Upset Price. An Upset Price is the total of the Judgment due, interest, attorney's costs, Sheriff's fees, advertising costs and commissions. Once the attorney has reached his Upset Price he may stop bidding and the highest bidder, thereafter, will be the successful bidder.

The Sheriff's Sales are held on Wednesday, at 12:00 pm, in the Sheriff's Office, 2nd floor, Room 202, City Hall, 520 Market Street, Camden, New Jersey.

The Sheriff's Sales are advertised for four weeks every Tuesday in the Courier Post prior to sale. The sales are also advertised for four consecutive weeks in a second newspaper 1) Al Dia Newspaper 2) Weekly Retrospect 3) Record Breeze and 4) Gloucester City News. On the fourth and final week of advertising, the property is sold on that Wednesday if the sale has not been adjourned. The Plaintiff's attorney may adjourn as many times as is necessary for any reason.

A person planning to attend a Sheriff's Sale, should call our office or check the Sale Notices posted in our office before or on sale date, to be sure the sale has not been adjourned, placed in Bankruptcy stay or cancelled.

Our office will post a notice of sale on the property during the week of the first advertising. Our office does not enter the premises being sold for any other reason. Until the sale is final, the defendant (owner) has all his rights and privileges of privacy to his property. A bidder wishing to approach the owner to see the property before the sale, is advised that he is on his own.

The owner of the property may at anytime, prior to sale, try to save his home and/or property in several ways. He may try to reinstate his delinquent amount owed, pay the judgment in full, obtain another loan, etc. He may also try to sell the property in order to pay the Judgment and at the same time profit from any proceeds. The defendant has a 10 day Redemption Period after the sale during which time he may object to the sale through the courts or redeem the property. The bidder, in this case, would receive his 20 percent deposit back.

The Sheriff's sale deed will be prepared and ready in approximately 11 days after the sale. The balance due on the sale must be paid no later than 30 days after sale, in accordance with the conditions of sale. It's the responsibility of the purchaser to record the deed in the Register of Deeds office. It is the sole responsibility of the purchaser to notify the owner he has purchased the property and now holds the deed to the property. If the defendant does not voluntarily leave the property, the purchaser must apply to the court for a Writ of Possession. Our office will serve the Writ upon the defendant which will advise him to vacate the premises within a particular period of time. If the defendant has not vacated by the stated tentative date, the Sheriff's Office will set a final date to have a moving van sent to the property and have the defendant's personal belongings removed and stored in a place of safe keeping. The costs of the moving and storage is the responsibility of the purchaser. A Writ of Possession is not necessary if the property is vacant before, during or after the sale.

Additional inquiries may be made by calling (856) 225-5531 or225-5551 between the hours of 8:00 am and 4:00 pm Monday through Friday.

Click on the name for more information:


Foreclosure Sale Bulletin Sheriff's Sales Conditions Sheriff's Sales List

Telephone Directory

Sheriff's Fee

Sheriff's Mileage List Definition of Writs Eviction Guide


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